John hires a contractor to remodel his kitchen. The contractor accidentally damages John’s expensive countertop during the renovation process. Is a contractor liable?
The contractor is not liable as it was an accident.
The contractor is liable only if he was negligent.
The contractor is liable regardless of negligence.
The contractor is not liable as John should have insured his countertop.
The party providing indemnity (in this case, the contractor) is responsible for any loss or damage incurred by the other party (in this case, John). The liability of the contractor does not depend on whether the damage was accidental or due to negligence. Therefore, option c is the correct answer. Hence correct option is c.