If a severe Flood damages property or causes injury, individuals or entities are...
Liable because of their negligence.
Not liable because of Damnum sine injuria
Not liable because of the Act of god.
None of the above.
An "Act of God" refers to natural events or forces that are beyond human control and responsibility. When harm results from such events, it is generally considered an unavoidable accident, and no one can be held liable. Hence, option (c) is correct.